Happy New Year from all of us at COMPASS! 2016 is going to be a year of continued, new, and exciting conversations. We’ll continue to explore faith, finances, and topics such as debt management, saving, thanksgiving, gratitude, and giving. We’ll also enter into new conversations about shared economies, alternate living situations, pooling resources, and even piecemealing income.
To kick off the year, during January COMPASS Team members and other Millennial guest bloggers will share resolutions, questions, and ideas for financial New Year’s resolutions. To start this month’s series on Financial New Year’s Resolutions, I figured that it would only be fair if I shared some of my own first.
I have to admit, I have never been enthusiastic about New Year’s resolutions. It’s not that I have made them and then not followed through: I’ve just never really made them. I know that they are helpful for some people, but instead of resolutions, I am going to make a few promises to myself. When I promise something, I generally follow through.
- I Promise Myself that I Will Be Healthier
This might sound like a generic resolution, and to some degree maybe it is. But for me, this means more than just making sure I work out regularly. Being healthy also means allowing myself space to be most fully and healthy me, emotionally and mentally. 2015 was a wonderful year of growth and opportunity. My plate filled to the brim with great blessings and opportunities as I have piecemealed income and projects. This is exciting but also means that I end up working so many projects that I hardly ever get a full day off during the week. For my health, sanity, and productivity, I am promising myself that will change in 2016. This may mean occasionally saying no to a project that might have provided some extra financing, as well as to continue to make financial commitments for insurance, health care, and regular doctors’ visits. Being proactive and preventative is a promise for health- both physically but also financially.
- I Promise Myself that I Will Take Some Time to Breathe
Also related to health, I am starting the year with the promise to give myself a little more “me time” each day for reflection, prayer, moments of gratitude, and vocational restoration. A day off each week away from work and projects is helpful for me to be most productive, but taking a little time to reflect each day also enables me to be my best self whom God has created and called me to be. Without taking this time, I can give in to doubt and stress related to life and finances, while not taking the time to reflect and be grateful for all that God has done and continues to do.
- I Promise to include Creativity in My Life
I have found that writing and blogging is a way that I stay healthy and mentally charged. By carving out some time each day to write, I will also be giving myself a chance to reflect and see how I am doing and breathe without focusing on other projects and work that needs my attention. This time allows me to create and write, something that I believe I am called to do as part of my vocation and identity as a Child of God. When done with my blogging and “me time,” I will be even more focused, productive, and ready to dive back into my work for that day, and be able to get more done.
- I Promise to Continue to Budget and Save for a Honeymoon and Make it Happen
My wife Allison and I have been married for nearly five and a half years now. This is the real confession moment: we have not yet gone on a honeymoon. Because of our vocations, studies, and other demands we moved and started seminary (following our faith calling for further education and preparation for ministry) right after getting married. In the meantime, we have created a few different financial savings account pockets, one of which is for our honeymoon. I am promising to myself that not only will we continue to save for this experience, but at least by the end of the year we will have made reservations to make it happen.
- I Promise to Give More
As a late 20-something, I know that my wife and I have a long and exciting life and journey ahead. I’m grateful for that, and that’s why we save as much as we do and budget regularly. This year I am promising to build off of that and continue to give more financially. We’re not “crazy wealthy,” but we’re not starving either. We have been more than able to find the ability to continue to pay off our student debt, give towards our faith community and causes we believe in, and save some. I am happy to say that in each year of marriage we have been able to incrementally increase our giving, and I promise that 2016 will continue this trend as we give more of what has been entrusted to our care.
These are five big promises, I admit. But I think that I can keep them. It might mean giving up an occasional early-morning or late-afternoon meeting for a walk or workout, or taking some time that might have been spent elsewhere to collect my thoughts and write some reflections. Overall though, I believe these decisions will make for a healthier, happy, and productive 2016.
What New Year’s resolutions are you making for yourself? What promises are you making to yourself?
Image Credit: Resolutions
This blog is a component of the Ecumenical Stewardship Center’s COMPASS initiative to engage young adults in conversations about faith and finances. Like what you see and want to know/do more? Visit the COMPASS web page and join the COMPASS community on Facebook.