By Matt DeBall
When my wife, Chelsea, and I were preparing for marriage, our church asked us to
participate in a pre-marriage counseling course. This included meeting with a more experienced married couple who could mentor us. Many topics were discussed through seven learning sessions and four or more mentor meetings, but conversations that I remember most now were about managing money together. In particular, Chelsea and I learned about how each of us view money, and our mentors shared that the earlier we started to save money for the future, the better.
Because of how values, memories, and emotions surround money, it’s no wonder that managing money in marriage is important to get right—to care for one another and plan your lives together. Thankfully scripture offers at least three helpful insights for handling money together as a couple.
1. “For where your treasure is, there you heart will be also” (Matthew 6:21, NIV).
These words of Jesus are important when considering offerings to the church, but are also relevant for personal finance. Do you or your partner enjoy reading books or magazines? These are likely to be included in your expenses. Do either of you enjoy biking, camping, fishing, or skiing? How about baking, painting, sewing, or woodworking? Money will surely be spent on items to carry out these interests. As a couple plans their financial present and future together, it is important to budget and plan for life-giving hobbies together. Talking regularly about money and special interests allows each person to feel loved and appreciated—both for being able to participate in desired activities and feeling respected by knowing about special purchases.
2. “Whoever loves money never has enough;… This too is meaningless” (Ecclesiastes 5:10). There’s no doubt that money is essential in life, but it isn’t most important. Though conversations and planning may difficult for a couple that has one partner who is primarily a “saver” while the other is primarily a “spender,” at the end of the day, your love for one another will surpass your love for anything else, including money. Keeping your love for one another in focus while talking about money will help you work together and care for each other regardless of how much money is in your bank account.
3. “Be content with what you
have, because God has said,
‘Never will I leave you; never
will I forsake you’”(Hebrews 13:5). Finding contentment together and trusting God can improve any financial situation. Trusting God with your finances and regularly acknowledging that God provides for your family will help you keep money in the right focus.
Prayer is a good practice that reminds us to trust in God, especially when money is involved. You may consider praying the following prayer together before future money discussions:
Loving and generous God,
Thank you for all that we have. We are grateful that you have met all of our needs and continue to provide for us. Please bless this conversation about money and help us to be good stewards of what you have given us—for our good and your glory.
In the name of Jesus we pray, Amen.
What scriptures help you manage personal finances?
About the Author
Matt DeBall is the COMPASS Communications Coordinator for the Ecumenical Stewardship Center. He also serves as Coordinator of Donor Communications for the Church of the Brethren. He has an MDiv from Northern Seminary of Lombard, Illinois and a BA in Communication Arts from Judson University of Elgin, Illinois. He loves running, reading, and napping. He and Chelsea live in Northern Illinois with their Welsh Corgi, Watson, and attend the First Baptist Church of Aurora.
This blog is a component of the Ecumenical Stewardship Center’s COMPASS initiative to engage young adults in conversations about faith and finances. Like what you’ve read? Visit the COMPASS web page, follow us on Twitter, and join the COMPASS community on Facebook.
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