Hope you have a Debt-Free Christmas!

By Sandy Crozier
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Christmas is a time for giving. It is a time for thinking of others. A time for expressing the
joy and hope we have inside because of God’s perfect gift to us.

Gift giving, holiday parties and family gatherings are all good things–but when they become the focus of the season, many people experience stress, guilt, and pressure to spend what they do not have–as well as the debt that follows. With the Canadian Debt-to-Income ratio hitting 150% early this year, many people are still paying off last Christmas (if not the one before too).

Somehow, we have bought into the cultural lie that we have to spend a lot for Christmas gifts to be socially acceptable. There are now guidelines on who and how much to buy for everyone from your boss to your mailman.

Sadly, many feel that even if they are completely broke, they can still spend thousands of dollars on Christmas gifts—and believe it is not only their right to do so, but that they are chain-1027864_1280obligated to do it. For those living on tight budgets, who have been as careful as they know how to be, and have a Budget or Spending Plan–the pressure to overspend at Christmas is still there.

And it is not just money that we overspend. There is also the mounting pressure to attend every event, party, rehearsal, and gathering. Saying yes to these will surely over tax our time and emotions. At the very time of the year when relationships could and should be of highest priority, over-activity and overspending combine to become a toxic potion that effect our relationships with God and each other.

The Christmas story begs us to see it as far more than a peak event in December that is soon followed by the reality filled with bills we cannot pay. We should be celebrating the greatest gift of all–God with us. But it should not come with any more debt–other than the debt of love to God and each other.

Tips to having a Debt-Free Christmas

  1. Make a commitment to NO NEW DEBT at Christmas – Overspending increases stress, not joy, to the season.
  2. Set a budget for your holiday spending and stick to it! Make a list of everyone you are buying a gift for and what you can afford to spend–and don’t go shopping without the list. You will be far less likely to buy on impulse.
  3. Save BEFORE you Shop – Many people find it is necessary to open a completely separate account for this purpose. You can set yourself up to have an automatic transfer of funds to a savings account and come Christmas time you’ll have money ready for shopping.
  4. Pay Cash / Avoid Credit – One of the best ways to stick to a budget is to pay cash for everything. Take out the total dollars you can afford to spend over the holidays. Put the money in an envelope and pay for all your gifts from that single source.
  5. Shop Early – Last minute shopping can be expensive. Stores may be out of the items on your list. When you are tired and frustrated, it is easy to make costly impulse buys just to cross that name off your list.
  6. Be Creative – There are a lot of ways to give without spending any or very little thought-2123970_1280money. Handmade crafts, cookies or jars of preserves are always appreciated. You can give your time/service (babysitting, cleaning, home repair, etc.) Use reward points gift cards (movie pass or restaurant). For those hard to shop relatives who do not need anything – consider giving a gift in their name of a goat or cow through World Vision or Samaritan’s purse or another mission that is important to them.
  7. Get out of the house & enjoy the season. There are lots of lights, community events, carol sings and more that you can enjoy for free with your family that focus on the season and not your wallet.
  8. Model a sane schedule – Avoid overtaxing your health and relationships by limiting how many commitments you make. And when you do feel stressed and pressured to do more – stop and take a deep breath. Do what really needs to be done and then choose to take the second deep breath of God’s Spirit. Take this moment to reflect on your perspective and ask God’s Spirit to guard your heart and renew a right spirit in you. Bill Bright used to call this “Spiritual Breathing.” Remember – Christmas is not about the gifts, it is about “The Gift” to each one of us – one that costs us nothing but cost God everything.


About the Author

Sandy CrozierSandy Crozier is Stewardship Development Director of The Free Methodist Church in Canada.

Image credits: pixabay.com

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What Really Matters

By Rev. Morgan Dixon

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Many of my earliest CHRISTmas joys involve the singing of hymns and the playing of special music. My uncle would play the piano and we would all gather around and sing along making melodies and memories that would last for a lifetime. These hymns were at the crux of my understanding of the CHRISTmas story. They helped to form my own personal theology and appreciation of the nativity and birth of Jesus.

Over time as I have lived through life, those words of assurance and intention ring ever more important as I seek to navigate in this world of confusion. The Advent messages of HOPE, PEACE, JOY, and LOVE during this commercialized season are ever the more needful. The hymns help re-member us to the body of Christ when feeling out of sync and distant. They help ground our faith and reassure our confidence in a coming Savior.

O Come, O Come Emmanuel. And ransom captive Israel.
That mourns in lonely exile here, until the Son of God appear!

crib-1094317_1280Amid everything coming our way encouraging us to buy and consume, let us focus on the
simple things: things that cannot be purchased or wrapped and placed under a tree but have profound and lasting staying power. Recall the memories. Cherish the times with loved ones. Share Christ’s message of HOPE, PEACE, JOY and LOVE through a simple smile or random act of kindness. Use this time to focus on what really matters.

Joy To The World, The Lord Is Come!

Lord, my prayer is that we are able to be good stewards of the CHRISTmas story and allow it to inform our Christian walk throughout the year. Inspire our hearts with each melody and remind of your reason for coming. Help us to bring Your hope, peace, joy and love wherever we go.

About the Author

Rev Morgan E DixonRev. Morgan Dixon is an Itinerant Elder in the African Methodist Episcopal Church and serves as the Church Administrator & Youth Minister at DuPage AME Church in Lisle, Illinois. She also works with the denomination’s district stewardship department as its Media Director.

Image credits: pixabay.com

Abide with Me

By Daniel Hazel

The Christmas season is, to borrow the cliché, the most wonderful time of the year. It is filled with opportunities for families to reunite. It is a chance to break out of the drudgery of our everyday routine. The Advent season is a time when we are reminded of hope, joy, peace, and love, and that Christ is Emmanuel—God with us.

christmas-2919725_1280Christmas can also be difficult. It can be hard to feel welcome to express anything other than joy and happiness. Whether due to financial troubles, the death of a loved one (recent or long past), or something else entirely, the holidays can be discouraging and challenging. It can be hard to feel like Christ is with us.

I write this in the midst of the death of my grandmother. During this time, it is hard to find language for grief. It’s Christmas time, and Christ’s birth is on everyone’s mind, but the pain is real. However, the hymn “Abide with Me,” written by Henry Francis Lyte in 1847, provides helpful words. I love this sobering hymn with deep passages. It is a beautiful poem and has a wonderful tune. It was actually written and revised at the threshold of Lyte’s death. While this hymn is most often used in the church calendar around Lent or Pentecost, I believe it also has a place during Advent and Christmas time. It invites the worshiper to express hurt.

(The Brigham Young University’s men choir preformance of Abide with Me is a beautiful arrangement which allows for meditating on the lyrics and allows the listener to freely contemplate.)

“Abide with Me”

Verse 1
Abide with me, fast falls the eventide
The darkness deepens Lord, with me abide
When other helpers fail and comforts flee
Help of the helpless, oh, abide with me.

Verse 2
Swift to its close ebbs out life’s little day
Earth’s joys grow dim, its glories pass away
Change and decay in all around I see
O Thou who changest not, abide with me.

Verse 3
I need your presence every passing hour
What but your grace can foil the tempter’s power?
Who like yourself my guide and strength can be?
Through cloud and sunshine, O abide with me.

Verse 4
I fear no foe, with Thee at hand to bless
Ills have no weight, and tears no bitterness
Where is death’s sting?
Where, grave, thy victory?
I triumph still, if Thou abide with me.

Verse 5
Hold Thou Thy cross before my closing eyes
Shine through the gloom and point me to the skies
Haven’s morning breaks, and earth’s vain shadows flee
In life, in death, o Lord, abide with me.

Lyte writes for an occasion like a family’s first gathering after hardship. It has given candle-2905395_1280language for grief as my family works through the death of my grandmother, and speaks to anyone who has painful memories or difficult situations arise during the holidays. No matter what is happening for you this Christmas, Lyte’s words can speak to you.

Take, for example, “Change and decay in all around I see; O Thou, who changest not, abide with me!” It is a line that is entirely destitute. There have been many times in my life when I realized that everything was different. The passing of my grandmother has certainly been one of them. It has affected everyone in the family, it has changed family dynamics, and it can be a hard reality to grasp, but a reality we have to come to terms with eventually.

The words, “The darkness deepens; Lord, with me abide!” is a cry for help amongst grief and pain. It is a cry to feel the presence of God. Even if you aren’t dealing with having financial struggles, hurt among family, or a family member’s death, the holidays and Christmas is a busy time, and it can be hard to know and feel the presence of God. The hymn is a constant prayer for the Divine to be near and stand beside us.

What seems most important is how the hymn centers the singer with the Divine, and gives an assurance of faith. At the end of verse 3, Lyte writes, “Through cloud and sunshine, Lord, abide with me.” Even though we are surrounded by death, heartbreak, and sorrow, we have assurance through Christ, our Lord. Through darkness, tears, and hardship, Christ stays the same. Through light, joy, and good times, Christ abides with us.

About the Author

Daniel_Hazel_photoDaniel Hazel is the Worship and Creative Pastor at First Christian Church in Aurora, Ill., where he lives with his wife, Emma, and their cat, Maisy. They enjoy reading together and escaping the city by taking day trips to hike and explore. To see too many pictures of their cat, you can find Daniel on Instagram at daniel.hazel and on Twitter at _daniel_hazel_

Image credits: pixabay.com

Gold, Myrrh, and Brokenness

By Mitch Stutzman
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The United States Thanksgiving holiday is behind us. Pumpkins, gourds, and
falldécor are being replaced with holiday wreaths, evergreen trees, and twinkling lights. In addition to the changing of holiday decorations and the increase in holiday specials on television, some radio stations have begun playing Christmas music 24 hours a day.

I have always appreciated Christmas music. Growing up in a Mennonite Church, I enjoyed singing 4-part harmony from the section of the hymnbook dedicated to Christmas music. I was disappointed that we couldn’t spend more time singing from that section of the book. After all, the themes and stories that are told through our songs and hymns are applicable throughout the year.

The Christian hymn “What Child is This,” set to the traditional English melody piano-2706562_1280“Greensleeves,” is familiar to many. The text paints a picture of the traditional nativity that we may have on our mantle at home. A sleeping baby, his mother nearby, angels singing, shepherds gathered around, an assortment of barnyard animals, and gifts being brought to his bedside. It describes almost exactly the assortment of figures that sits in a place of prominence at my house this time of year.

The song and the scene that it presents has become so familiar to me; almost routine. This song was given new life for me in college during my church music class. During that class I was given an unfamiliar songbook with a purple cover. My professor invited the class to turn to #26, “Helpless and Hungry.”

Together we studied the text, written by Scott Soper. This song opened my eyes again to the miraculous birth of Jesus:

Helpless and hungry, lowly, afraid, wrapped in the chill of mid-winter;
comes now among us, born into poverty’s embrace, new life for the world.
Who is this who lives with the lowly, sharing their sorrows, knowing their hunger?
This is Christ, revealed to the world in the eyes of a child, a child of the poor.

Who is the stranger here in our midst, looking for shelter among us?
Who is the outcast? Who do we see amid the poor, the children of God?
Who is this who lives with the lowly, sharing their sorrows, knowing their hunger?
This is Christ, revealed to the world in the eyes of a child, a child of the poor.

Bring all the thirsty, all who seek peace; bring those with nothing to offer.
Strengthen the feeble, say to the frightened heart: “Fear not: Here is your God!”
Who is this who lives with the lowly, sharing their sorrows, knowing their hunger?
This is Christ, revealed to the world in the eyes of a child, a child of the poor.

After reading through the text, our professor led us in singing. The meter and tune of this new hymn can be layered perfectly on top of the familiar “What Child is This.” Our professor invited us to go back and forth between the two songs, singing a verse of one and then a verse of the other. In this way, these hymns worked in tandem; almost as a call and response.

For the third and final verse, the class was divided in half and was invited to sing both hymns simultaneously. While half of the class was singing about bring gifts of incense, gold, and myrrh, the other half of the class was singing about bringing all the thirsty, all who seek peace, and those who have nothing to offer. The juxtaposition that this posed, of bringing treasures along with our brokenness as a gift to our Savior, was a deeply moving experience.christmas-2914850_1280

This Christmas season, let us work to remember that while way may exchange gifts with one another, the gift that we have each already received came in the form of a child. A child to whom we offer our greatest treasures, our brokenness, and our pain.

Helpless and Hungry
Text and music by Scott Soper

Helpless and hungry, lowly, afraid, wrapped in the chill of mid-winter;
comes now among us, born into poverty’s embrace, new life for the world.
Who is this who lives with the lowly, sharing their sorrows, knowing their hunger?
This is Christ, revealed to the world in the eyes of a child, a child of the poor.

Who is the stranger here in our midst, looking for shelter among us?
Who is the outcast? Who do we see amid the poor, the children of God?
Who is this who lives with the lowly, sharing their sorrows, knowing their hunger?
This is Christ, revealed to the world in the eyes of a child, a child of the poor.

Bring all the thirsty, all who seek peace; bring those with nothing to offer.
Strengthen the feeble, say to the frightened heart: “Fear not: Here is your God!”
Who is this who lives with the lowly, sharing their sorrows, knowing their hunger?
This is Christ, revealed to the world in the eyes of a child, a child of the poor.

What Child is This
Text by William C. Dix

What Child is this, who, laid to rest, on Mary’s lap is sleeping,
whom angels greet with anthems sweet, while shepherds watch are keeping?
This, this is Christ the King, whom shepherds guard and angels sing.
Haste, haste to bring him laud, the babe, the son of Mary!

Why lies he in such mean estate where ox and ass are feeding?
Good Christian fear, for sinners here the silent Word is pleading.
Nails, spear shall pierce him through, the cross be borne for me, for you.
Hail, hail the Word-made-flesh, the babe, the son of Mary!

So bring him incense, gold, and myrrh, come, peasant, king, to own him.
The King of Kings salvation brings, let loving hearts enthrone him.
Raise, raise the song on high; the virgin sings her lullaby.
Joy, joy, for Christ is born, the babe, the son of Mary!

Layered text:

Helpless and hungry, lowly, afraid, wrapped in the chill of mid-winter;
comes now among us, born into poverty’s embrace, new life for the world.
Who is this who lives with the lowly, sharing their sorrows, knowing their hunger?
This is Christ, revealed to the world in the eyes of a child, a child of the poor.

What Child is this, who, laid to rest, on Mary’s lap is sleeping,
whom angels greet with anthems sweet, while shepherds watch are keeping?
This, this is Christ the King, whom shepherds guard and angels sing.
Haste, haste to bring him laud, the babe, the son of Mary!

Who is the stranger here in our midst, looking for shelter among us?
Who is the outcast? Who do we see amid the poor, the children of God?
Who is this who lives with the lowly, sharing their sorrows, knowing their hunger?
This is Christ, revealed to the world in the eyes of a child, a child of the poor.

Why lies he in such mean estate where ox and ass are feeding?
Good Christian fear, for sinners here the silent Word is pleading.
Nails, spear shall pierce him through, the cross be borne for me, for you.
Hail, hail the Word-made-flesh, the babe, the son of Mary!

Bring all the thirsty, all who seek peace; bring those with nothing to offer.
Strengthen the feeble, say to the frightened heart: “Fear not: Here is your God!”
Who is this who lives with the lowly, sharing their sorrows, knowing their hunger?
This is Christ, revealed to the world in the eyes of a child, a child of the poor.

So bring him incense, gold, and myrrh, come, peasant, king, to own him.
The King of Kings salvation brings, let loving hearts enthrone him.
Raise, raise the song on high; the virgin sings her lullaby.
Joy, joy, for Christ is born, the babe, the son of Mary.

About the Author

Stutzman-Mitch_7580-2CMYKMitch Stutzman is the Stewardship Consultant for Everence, a faith-based financial services company of Mennonite Church USA, which serves all who are interested in integrating their faith with their finances.

Image credits: pixabay.com

O Day Full of Grace

By Timothy Siburg

tower chapel PLU o day full of grace

I grew up in the choir loft of a Lutheran congregation in the Seattle area, where my mom served as music minister and choir director. I am also the descendant of generations of Scandinavian Lutherans.

One thing Lutherans historically have loved to do, is to sing hymns with four-part harmonies. One of my favorites, is “O Day Full of Grace.” Whether it was singing it in worship and knowing of its rich words, or singing it in choir in college in the moving arrangement by composer and arranger F. Melius Christiansen, the song always gets me.

There have been at least 8 different verses written for it. I will only include five of them. But the poetry speaks to- God’s work for us, God’s love and promises given for us; and the response of joy, hope, and praise because of what God has done and has continued to do. It’s a hymn that really gives my understanding of theology and stewardship a melody.

For example, “How blest was that gracious midnight hour, when God in our flesh was given…” God did all the work for us. Our joy is sharing that gift, and living in response to it through our stewardship.

O day full of grace that now we see appearing on earth’s horizon,

bring light from our God that we may be abundant in joy this season.

God, shine for us now in this dark place; your name on our hearts emblazon.

How blest was that gracious midnight hour, when God in our flesh was given;

then brightened the dawn with light and power that spread o’er the darkened heaven;

then rose o’er the world that Sun divine, which gloom from our hearts has driven.

Yea, were every tree endowed with speech, and were every leaflet singing,

they never with praise God’s worth could reach, though earth with their praise were ringing.

Who fully could praise the Light of life who light to our souls is bringing?

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As birds in the morning sing their praise, 
God’s fatherly love we cherish,

for giving to us this day of grace, for life that shall never perish.

The church God has kept two thousand years, and hungering souls did nourish.

When we on that final journey go that Christ is for us preparing,

we’ll gather in song, our hearts aglow, all joy of the heavens sharing,

and there we will join God’s endless praise, with angels and saints adoring.

This hymn gained a new meaning for me ten years ago, when my maternal grandfather, a retired pastor passed away near midnight, the night before Thanksgiving (in the United States). We sang this hymn, a favorite of his, the day of his funeral. And since then, as both of my grandfathers passed away in November shortly before Thanksgiving, this hymn has always been a comfort, and a reminder that my Grandpas are with the other saints, joining in God’s endless praise.

As you celebrate this holiday season, whether it be Thanksgiving this week in the United States, or Advent and Christmas to come in the month ahead, I pray that you take the time to see what God might be up to. My hope is that as you celebrate and give thanks, you remember that which God has done for you and promises to do, like the words of this hymn remind me.

About the Author

timothy headshotTimothy Siburg is the Director for Stewardship of the Nebraska Synod of the Evangelical Lutheran Church in America (ELCA), a Deacon in the ELCA, and is a member of the COMPASS Steering Committee. His wife Allison serves as an ELCA pastor, and together with their cat Buddy, they reside in the greater Omaha area. Timothy attended college at Pacific Lutheran University, and graduate school at the Claremont Graduate University and Luther Seminary. Timothy can also be found on TwitterFacebook, and on his blog.

This blog is a component of the Ecumenical Stewardship Center’s COMPASS Initiative to engage young adults in conversations about faith and finances. Like what you see and want to know/do more? Visit the COMPASS web page, follow us on Twitter, and join the COMPASS community on Facebook.

Image credits: Timothy Siburg, pixabay.com

A joyful song

By Matt DeBall

Thank you for joining us on this musical and hopeful journey of “Hymns and Hopes for the Holidays.” Though our theme for November and December may seem natural for this season, you may still be asking, “Why are you doing this?”

worship-singingMusic (and singing) is an important component of faith. Hymns and spiritual songs allow us to remember the nature and promises of God, both in the present and for all of eternity. They lift our spirits and allow us to encourage one another. They lead us to and through prayer with God through all seasons. And overall, they move our minds with the melody of the Holy Spirit and guide our hearts to beat in synchronization with the heart of God. It is for all of these reasons that singing helps nurture an attitude of thankfulness and generosity.

As we continue to share beloved hymns and our hopes, we pray that you will be encouraged.

“I sing because I’m happy, (I’m happy)
I sing because I’m free, (I’m free)
For His eye is on the sparrow
and I know He watches me (He watches me)
And I know He watches me.”

Why do the birds sing and chirp with joy? Because they know that God cares for them. Since the beginning of creation, God has sustained all things. Through times of difficulty or comfort, God has walked lovingly with all that He has made.

sparrowsThe beautiful hymn “His Eye Is on the Sparrow” by Civilla D. Martin reminds us of the words of Jesus on (at least) two separate occasions:
> “Are not two sparrows sold for a penny? Yet not one of them will fall to the ground outside your Father’s care”(Matthew 10:29, NIV).
> “Look at the birds of the air; they do not sow or reap or store away in barns, and yet your heavenly Father feeds them. Are you not much more valuable than they?” (Matthew 6:26, NIV).

God cares about every bird and cares even more for us. This does not downplay the value of birds, but clarifies that God is intimately aware of all our needs and concerns and is able to provide for us.

In remembering that God sustains all things, we are freed to be happy and hopeful. We can think less about ourselves and more about others. We can be generous with all that God have given us because God will continually impart what we need.

As we continue through the holidays, may we be inspired by the birds and sing a joyful song of our own.

About the Author

m-deball-9-2016Matt DeBall is the COMPASS Communications Coordinator for the Ecumenical Stewardship Center. He also serves as Coordinator of Donor Communications for the Church of the Brethren. He has an MDiv from Northern Seminary of Lombard, Illinois and a BA in Communication Arts from Judson University of Elgin, Illinois. He loves running, reading, and napping. He and Chelsea live in Northern Illinois with their Welsh Corgi, Watson, and attend the First Baptist Church of Aurora.

Image credits: pixabay.com

This blog is a component of the Ecumenical Stewardship Center’s COMPASS Initiative to engage young adults in conversations about faith and finances. Like what you see and want to know/do more? Visit the COMPASS web page, follow us on Twitter, and join the COMPASS community on Facebook.

Hymns and Hopes for the Holidays

By Marcia Shetler

Hello, COMPASS blog readers,

It’s a privilege to kick off two months of blog posts with the theme of Hymns and Hopes for the Holidays. COMPASS Steering Committee members and others will share their choir-305352_1280favorite hymns and hopes for a faith-filled holiday season.

“I’ve met Jesus. This is how I say thank you!”

A friend recently told this story about a man whose life was forever changed by the transforming power of the gospel. He and others like him in a disadvantaged neighborhood were welcomed and nurtured by a loving faith community. On Sundays, they were eager to give from what they had in gratitude for the love they received. The joy at offering time was palpable—and contagious.

During my teenage and young adult years I often worshipped at Mennonite churches. I loved the traditional a capella singing. One of my favorite hymns that I learned from the Mennonites is “Praise to God, Immortal Praise”. The melody, tempo, and many of the verses bring to mind the waving wheat and rural settings we might imagine when thinking about this time of year and this particular fellowship of believers.

Writer Anna Barbauld testifies that God is the “bounteous source of every joy.” But in the final stanzas, she writes that should these blessings disappear, she would still be thankful.

At Christmas we often see or hear the phrase, “Jesus is the reason for the season.” But Jesus is the reason for the Thanksgiving season too. Jesus is ready to meet us during all the seasons of our lives: the seasons of plenty, the seasons of want; the seasons of joy, the seasons of sorrow.

My hope for these seasons—for you and for me—is that we remember the source of our blessings, and that we find ways each day to meet Jesus. May generosity always accompany our thanks, and be our joyful response to God’s love and grace.

Praise to God, immortal praise,
For the love that crowns our days;
Bounteous source of every joy,
Let Thy praise our tongues employ.

Flocks that whiten all the plain;grain-2914660_1280
Yellow sheaves of ripened grain;
Clouds that drop their fattening dews,
Suns that temperate warmth diffuse.

All that spring with bounteous hand
Scatters o’er the smiling land;
All that liberal autumn pours
From her rich o’erflowing stores.

These to Thee, my God, we owe,
Source whence all our blessings flow;
And for these my soul shall raise
Grateful vows and solemn praise.

Yet, should rising whirlwinds tear
From its stem the ripening ear;
Should the fig tree’s blasted shoot
Drop her green untimely fruit,

Should the vine put forth no more,
Nor the olive yield her store;
Though the sickening flocks should fall,
And the herds desert the stall,

Yet to Thee my soul shall raise
Grateful vows and solemn praise;
And, when every blessing’s flown
Love Thee for Thyself alone.

About the Author

marcia shetlerMarcia Shetler is Executive Director/CEO of the Ecumenical Stewardship Center. She holds an MA in philanthropy and development from St. Mary’s University of Minnesota, a BS in business administration from Indiana Wesleyan University, and a Bible certificate from Eastern Mennonite University. She formerly served as administrative staff in two middle judicatories of the Church of the Brethren, and as director of communications and public relations for Bethany Theological Seminary in Richmond, Indiana, an administrative faculty position. Marcia’s vocational, spiritual, and family experiences have shaped her vision and passion for faithful stewardship ministry that recognizes and celebrates the diversity of Christ’s church and the common call to all disciples to the sacred practice of stewardship. She enjoys connecting, inspiring, and equipping Christian steward leaders to transform church communities.

This blog is a component of the Ecumenical Stewardship Center’s COMPASS Initiative to engage young adults in conversations about faith and finances. Like what you see and want to know/do more? Visit the COMPASS web page, follow us on Twitter, and join the COMPASS community on Facebook.

Image credits: pixabay.com