Starting Point: Community and Shared Stories

By Dori Zerbe Cornelsen

mbchef76It’s the week after Christmas. In a cartoon sent to me by a colleague last week, we see a person at a store service counter, overflowing bags in hand, saying to the cashier, “I try to keep the Christmas spirit by having credit-card debt all year long.”

It’s hard to avoid the over-spending at Christmas when you get sucked into the vortex of shopping, even when it originates from a place of love and generosity for your favourite people. Maybe the new year is a time to blaze a new trail with others that can help remind us that we can show our affection to those we love without the hefty price tags. One resolution might be to find a support network, a community of people, with whom we can find a path that leads us toward God’s good news of enough for all.

In his book, Money and Faith: the search for enough (2008 Morehouse Education Resources), road-815297_1280Michael Schut writes in the introduction about the need for telling stories to ground us on our journeys of faith. He writes: “I believe that in telling and listening to our stories, we discover signs of God’s passing and presence – faith tracks, haunting harmonies, flickering images, unspeakable longings. Author Frederick Buechner… contends that each of our journeys through this life is sacred.”

Schut speaks of our own sacred journeys and their many layers, including those that expose our experiences with abundance and scarcity:

When we begin to plumb, poke, or peek into our relationship with money, that exploration often leads to… questions of trust, security, values, and to experiences of abundance and joy, as well as scarcity and fear. When we get in touch with those sorts of experiences, we need not travel far to discover moments of holiness, moments that deeply inform our sense of who God is and whether or not we feel we will be provided for in this life.

Our stories are meant to be shared in the company of others. In Deuteronomy 8, the writer tries to ground the people of God in their journey of faith by recalling the story they have lived. They were just about to receive the promise of the good land filled with streams of water, harvests of grains, fruits and honey, and extractable resources for wealth generation. Having sojourned in the wilderness for decades, this was good news! But their wilderness story wasn’t supposed to be forgotten and the writer reminds them:

When you have eaten and are satisfied, praise the Lord your God for the good land he has given you. Be careful that you do not forget the LORD your God… Otherwise, when you eat and are satisfied, when you build fine houses and live in them, and when your herds and flocks grow large and your silver and gold increase and all you have is multiplied, then your heart will become proud and you will forget the LORD your God who brought you out of Egypt, out of the land of slavery… (Deuteronomy 8:10-14).

With whom can we journey this year, with what community can we surround ourselves, that calls us to remember God’s desire for us is not to depend on our own power and entitlement? With whom can we find a circle that encourages us to find the way of generosity together? We don’t have to do this alone – our faith isn’t just between us and God. Sharing our stories can weave us into communities of faith that ground our journey with money in God’s values.

About the Author

dori_zc-abundance-profile-pictureDori Zerbe Cornelsen is a Gift Planning Consultant with Abundance Canada, encouraging and inviting generous living.  She and her husband Rick live in Winnipeg, Manitoba, where lots of generous, warm people live in cold temperatures for 6 months of the year.

Image credits:

Four Simple Financial New Year’s Resolutions: Share, Save, Spend, and Plan

Four Simple Financial New Year’s Resolutions: Share, Save, Spend, and Plan

During January the COMPASS blog is sharing space for financial new year’s resolutions. The series continues as Marcia Shetler, CEO of the Ecumenical Stewardship Center shares some thoughts about sharing, saving, spending, and planning.

happy new yearWith a grateful nod to my friend Nathan Dungan, I’d like to suggest four simple financial new year’s resolutions. Nathan is founder and president of Share Save Spend, and his website is full of great resources related to finances.

  1. Share!

Data about young adult giving in Canada and the US provides mixed reviews. The Globe and Mail reported last summer that less young Canadians are giving financially. In the US, though, CNBC reported that 84% of Millennials made a charitable donation in 2014, and 70% spent at least an hour volunteering.  But because their giving is strongly influenced by their peers, social media momentum, and current issues, it can tend to be sporadic.

While some Christians use the tithe (10 percent of income) as a giving measurement, it can also be a goal to aim for over a period of time. Do you know what percentage of your income you gave as charitable gifts in 2015? If you’d like to give more, set a “step goal” for yourself: an increase of a percentage or two. Now translate that into actual dollars and decide how you would like to give it. You can even include a category for unexpected or new opportunities you might encounter this year.

  1. Save!

It can be hard to save when you are faced with student debt and new expenses related to living on your own, but getting into the savings habit will reap benefits in both the short run and long-term. Sometimes adding to your savings is as easy as increasing your knowledge. For example, does your employer offer matching contributions to your retirement fund, and are you taking advantage of that opportunity? According to CNW, more than one third of Canadian Millennials can’t answer that question.

Even if you have a tight budget, you can develop a saving mindset. Pick a short-term goal. Save your loose change. Save by spending less, like on apps, eating out (including work lunches), and entertainment that costs money. Open a savings account and schedule automatic transfers from your checking account, perhaps synching it with your payday. Money you never “see” can be easier to save.

  1. Spend!

For most people, money is an integral and unavoidable part of life. So if we are going to spend, it’s important to do so wisely. Just this month, right after the traditional Christmas gift-buying binge, The Washington Post reported that one of the newest spending trends is choosing experiences over tangibles. “People are saying, I’ve got enough stuff. I want to pamper myself a bit and do something that makes me feel good,’” the article quotes Steven Kirn, executive director of the University of Florida’s retail education and research center, as saying. This kind of attitude toward spending can spiral out of control quickly.

In the COMPASS blog, we’ve encouraged looking for ways to live a fulfilled life without overspending. Here are a few previous posts that you might want to read for more ideas:

  1. Plan!

time to plan“If you fail to plan, you plan to fail” is a familiar phrase. Whether you want to share more, save more, or spend more wisely in 2016, developing a plan to do so is essential. If you’re not sure how much money you have or where it goes, gaining that understanding is a necessary first step. For just one month, or even just one pay period, keep a detailed record of where all your money went. How much did you share? How much did you save? How much did you spend? How can you adjust so that you are sharing, saving, and spending to reflect the life that God is calling you to live?

This blog is a component of the Ecumenical Stewardship Center’s COMPASS initiative to engage young adults in conversations about faith and finances. Like what you see and want to know/do more? Visit the COMPASS web page and join the COMPASS community on Facebook.

Image Credits: Happy New Year and Time to Plan